Tony comments

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                                            Tony

Sligth by more clear wording for chequebooks status

Actually, both changes make a bit clearer the function of chequebooks. Otherwise, the user have no clue what is it for. ![Captura_de_pantalla_2023-12-06_a_las_18_58_06](https://github.com/ethersphere/swarm-desktop/assets/46597871/4412fc42-18dc-40ba-903b-90495e7633cd)

Sligth by more clear wording for chequebooks status

![Image](https://github.com/ethersphere/swarm-desktop/assets/46597871/d67a8820-834c-44e9-a662-a98a83adc24d)

fix: amend menu copy

![Image](https://github.com/ethersphere/swarm-desktop/assets/46597871/50274253-a566-434f-b2b8-cca6f1ae0f6c)

bug: during startup, stamp error message is wrong

Unable to reproduce, but Stamps stay thinking for a long time. Needs refresh to update amounts. ![Image](https://github.com/ethersphere/swarm-desktop/assets/46597871/17f14cdd-5c31-4e00-8dd1-94e7959341e0)

Error in Redeem Code

Detailed log: `GiftCardFund.tsx:75 Error: processing response error (body="{\"jsonrpc\":\"2.0\",\"error\":{\"code\":-32010,\"message\":\"InsufficientFunds, Balance is 99924329941923275 less than sending value \\u002B gas 99924657942175015\"},\"id\":52}", error={"code":-32010}, requestBody="{\"method\":\"eth_sendRawTransaction\",\"params\":[\"0x02f872640184773599ff84773599ff8252ac9421d6d4c25b4cc8a347c1cd30dea2f4d2ece337ae880162da73299af7d380c001a0153872244292af98e68ba538a5273d1e5010f7d1a1708abb445c55bc38c59cf9a00e1853db11620a2266f3d7a5fb573b81c24369c7855fa7bb943c0f744c196d0a\"],\"id\":52,\"jsonrpc\":\"2.0\"}", requestMethod="POST", url="https://xdai.fairdatasociety.org", code=SERVER_ERROR, version=web/5.6.0) at e.value (index.js:219:1) at e.value (index.js:228:1)...

Error in Redeem Code

MPB Intel running MacOs 14.6.1 Desktop version: 0.43.0