Calling OBP-API from Mobile "Apps"?

[cyberphone]

Hi Open Bankers!

From what I can deduct, Open Banking APIs have been created to permit regulated entities (TPPs) interacting with banks.

Although this is great, this limits the ability to reuse the API for other (and potentially competing ) offerings which are rather based on trusted mobile "Apps", like the almost ubiquitous P2P payment systems used in Scandinavia.

The recently launched EMPSA and EPI projects make this deficit even more critical. In the long-run, a payment API that only serves a fraction of the market doesn't appear very attractive to maintain, upgrade, etc.

To cope with this, I have drafted a proposal and built a PoC which I would like to hear if you could be interested in. I would personally be very interested in testing such a facility if added to the OBP-API.